Insurance Law and Litigation Attorneys
RECOGNIZED IN BEST'S DIRECTORY OF RECOMMENDED INSURANCE ATTORNEYS
Avoiding the risk of claims disputes and vigorously defending those that do occur is essential for survival in the insurance industry. Successful insurance defense requires a focus on risk avoidance, in-depth understanding of coverage issues and bad faith, and the ability to aggressively advocate on clients’ behalf. As the scope of federal, state, and local regulations continues to expand, and the interpretation of legal liability broadens, the practice of insurance law becomes more critical and complex. The attorneys of the Insurance Law and Litigation Group at Dickie, McCamey & Chilcote represent national insurance companies in Pennsylvania, Delaware, New Jersey, New York, North Carolina, Ohio, South Carolina, and West Virginia and are poised to act thoughtfully and decisively on their behalf.
We represent clients in matters such as coverage, coverage litigation, rights and duties between insurers, tort suit defense, first-party litigation, subrogation, indemnity, and criminal negligence defense. Our services include:
Representation of Insured Parties
We begin each case with a comprehensive review of the claim file and relevant case law. We meet with each insured party to reassure them of our representation and advocacy. We take a dual approach to every case, developing an aggressive trial strategy while simultaneously striving to minimize the time and cost incurred as a result of the dispute. We avoid the courtroom when it is in the client’s best interests. Clients turn to us for every aspect of insurance defense — from defense of third-party claims to litigation of coverage disputes and defense of bad faith claims — especially when significant amounts are at stake.
Extracontractual Liability/Bad Faith
Bad faith claims have the potential to result in extra-contractual exposure, punitive damages, and even pattern and practice claims. We have represented insurers in hundreds of bad faith matters including institutional attacks. As a result, we know how plaintiffs develop bad faith claims and what it takes to defend — and even prevent — bad faith disputes.
We understand coverage issues, the trends in such disputes, and how they must be addressed to minimize the risk of bad faith. Using this knowledge, we prepare defense strategies for our clients and provide coverage opinions to help them understand how they should adapt their practices to avoid potential disputes. We also provide representation directly to carriers in coverage litigation.
Claims Preparation Audits
Claims from bad faith and coverage issues begin and end with the claim file. Everything that goes into the claim file can become an essential piece of evidence in a lawsuit. Our core group of Insurance Law attorneys are trained to audit clients’ claims preparation procedures. These audits identify vulnerabilities, show clients any potential liability exposures, and are the first step in improving claims practices and minimizing risk.
CLAIMS PREPARATION TRAINING
Proper claims preparation procedures offer the best opportunity to avoid bad faith and other insurance litigation matters. Our firm advises claims departments on how to modify and improve their claims procedures. We work with claims staff to make sure they understand how claim files are used in court and demonstrate best practices for documentation, pointing out how to avoid common mistakes that plaintiffs use against insurers in court.
SPECIALTY COVERAGE ISSUES INCLUDING CYBERSECURITY COVERAGE
Our Group represents clients in emerging and specialty coverage areas, including cybersecurity and cyber insurance coverage issues, professional liability matters, railroad matters, maritime and aviation law, director and officer coverage, trucking claims and coverage issues, commercial coverage matters, product liability, and construction issues.